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CONSUMER PAYS $10,000 LOAN OFF ....IN 58 YEARS! True...it has been calculated that a $10,000 credit card debt, at 18%, making the 2% minimum monthly payment would take 58 years to pay off! And....the consumer would have paid $28,930.64 in interest!
DID YOU KNOW...that many credit card issuers may be doubling their required minimum monthly payment? That could mean a big boost in your monthly credit card payment. So much for the bad news. Here is some good news; fixed mortgage rates are still very low. While many Adjustable Rate Mortgages are going up each month, the fix rate has been relatively stable. But this good news isn't going to last forever. I am asking my clients, with large credit card debt or ARM's to consider moving into a fixed rate mortgage. Lock in the rate today and sleep better tommorrow.
Get the best mortgage loan for you !
When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.
Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.
Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!
Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.
Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing and mortgage or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anybody else!
Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.
First Choice Funding Inc. is a family owned business situated in Canyon Lake,California. Stan Vasily heads the team as Broker/Owner and with over 10 years experience. We are a Mortgage Broker which is definitely an advantage to you – the customer, it gives us the ability to offer loan products from over 70 different investors.
For example “ If you go to Bank of America they will only offer you their products and in most cases will not offer a product specific to your individual needs” Here’s a example of what you will be able to expect from us. We will personally tailorfit loans to meet your specific needs. At your convenience Stan will contact you via phone and after speaking with you for about 10 minutes will gather sufficient information which will enable him to present more than one loan scenario to you, provide written estimates and explain the pros and cons of these products. After making your decision we will be available to you to answer any questions that you may have from the beginning to the end of your loan process. We realize that many of our clients are newto the mortgage process and that is why at First Choice Funding we are committed to being easy to reach by phone or pager after business hours and weekends.Stan’s most used quote to his clients is “ The only foolish question is the one that you don’t pick up the phone to ask”
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